Mortgage types

Lower pages: Savings based mortgage, Interest only mortgage, Level repayment mortgage, Savings mortgage, Annuity mortgage, Investment mortgage, Endowment mortgage


Living in The Netherlands is a great idea!

There are several advantages to living in The Netherlands. The country is multicultural. It has a very vibrant economy. It’s a gateway to Europe (Rotterdam harbour and Amsterdam Schiphol airport). It’s located in between the three main European countries (Germany, United Kingdom and France).

In The Netherlands almost everybody speaks English. It has good quality houses, an excellent infrastructure (high-speed internet, safe motorways), good schools, high standards of living, happy people. And last but not least, if you own property in The Netherlands: taxation advantage on your first residential property!

Can foreigners buy property in The Netherlands?

Yes you can! Of course many people need to speak to a moneylender in order to get the property financed. The banks will figure out per person what the situation is. For instance, if you work for a company in The Netherlands on a permanent contract it will give the banks certainty that you are able to pay the installments. Bear in mind that in The Netherlands it is not so easy to lay-off staff as in practically any other country in the world. So banks like people on permanent working contracts with employers in The Netherlands.

Dutch-Mortgage

Dutch-Mortgage is an organisation that helps expats in The Netherlands to get the right mortgage on their property. Before giving you any advice. You can start studying our website to prepare yourself on the Dutch Mortgage market, systems and customs. You can use the mortgage calculator, find the lowest interest rates and read the latest mortgage news. 

As an expat you may find that Dutch banks are reluctant to offer you a mortgage. Each bank may react differently. One bank might be sensible on one issue and another bank might be reluctant in another area. Our organisation including our partners have many years experience on the Dutch housing market for expats. We have helped clients from all sorts of countries to get a mortgage. Contact us regarding your situation.

 

 

 


Recent Posts
  • Less and less houses sold by Dutch-Mortgage

    The number of houses sold in The Netherlands has dropped considerably in April 2012. Last month the cadastral survey registered 8236 houses sold. This is 18.2% drop compared to the same month last year. All types of houses were sold less. Apartments saw the largest drop in sales, 21.4%. Detached [...]

  • Spring deal on Dutch housing market by Dutch-Mortgage

    De Telegraaf (largest newspaper in The Netherlands) has gotten hold of the measures that the Dutch political parties VVD, CDA, D66, GL and CU want to introduce to prevent a budgetary deficit in 2013. This is what’s going to happen on the housing market. – As from 1 January 2013 [...]

  • Dutch central bank warns we… by Dutch-Mortgage

    There is a risk of a ‘lost decade’ of low economic growth in Europe, during which the Netherlands will be particularly vulnerable because of its enormous mortgage debt, the Netherlands Bank (DNB) said in a report on Thursday. The bank says European leaders must continue with austerity measures in order [...]

  • The Netherlands criticised … by Dutch-Mortgage

    The Netherlands charges non-EU nationals too much money for a residency permit, the European Court of Justice said on Thursday. The case was brought by the European Commission. While legislation allows member states to set their own fees, the cost should not be so high that applicants cannot afford a [...]

  • Air in Dutch housing market balloon by Dutch-Mortgage

    There is still air in the Dutch housing market balloon. Compared to the same quarter last year house prices dropped by 5.8%. There are some exceptions though. Dutch real estate association NVM reckons that the 1st quarter of 2012 was the worst since the start of the credit crisis. In [...]

  • First-timers push UK house … by Dutch-Mortgage

    First-time buyers rushing to jump on the property ladder before the end of a stamp duty holiday helped UK house prices jump 2.2 per cent in March, the Halifax revealed last Wednesday. The bank said the average house price was £163,803 (€198,575) in March as the number of completed sales [...]

  • Most overvalued property markets by Dutch-Mortgage

    Having analysed 21 established property markets worldwide, The Economist magazine has compiled a list of the most expensive home prices when compared against rents. The report reveals that Canada is the most overpriced property market of the 21 nations, with average prices 76% overvalued. Prices of homes in Canada are [...]

  • More highly-skilled migrant… by Dutch-Mortgage

    Some 5,800 people came to the Netherlands to work under the highly-skilled migrant (kennismigrant) scheme last year, including a record 1,880 academics, the immigration service IND said in its annual report, published on Tuesday. The total is up slightly on 2010, the IND said. Most highly-skilled migrants came from India [...]

  • Interest only mortgage time… by Dutch-Mortgage

    The Netherlands is not the only country in Europe with a large mortgage debt. Great Britain also seems to face a challenge.  Martin Wheatley, the CEO of Financial Stability Authority (FSA), the British counterpart of the Dutch AFM, warned recently that hundreds of thousands of Brits ought to pay off their interest only [...]

  • 150000 new Amsterdam jobs i… by Dutch-Mortgage

    Amsterdam metropolitan area will see 150000 new jobs in the next 5 years. The Amsterdam workforce population will grow by 19000 people. Next to that 100000 people will retire. Schools and universities will supply just enough workers to meet the demand. Not all these people are going to proceed their [...]

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Recent Comments
  • hearthacker about Netherlands corporation tax haven
    If the mortgage deduction is eliminated the motivation to own a home would fall, especially where home values are ...
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